Daily News

Pix Set to Officially Launch BNPL This Year

Hey Payments Fanatic!

Brazil’s central bank has finally announced when Pix will introduce BNPL. Starting in September 2025, users will be able to split their payments with “Pix Parcelado,” bringing a Buy Now, Pay Later (BNPL) option to the platform.

As mentioned just over a month ago, this feature is already being tested by several FinTechs and banks. Early data shows that over 30% of Brazilians used Pix in installments during January and February, putting it on par with revolving credit cards and ahead of consigned credit and informal lending.

“Pix Parcelado” will allow users to pay over time, while merchants will still receive the full amount instantly—further enhancing the flexibility of a platform already handling 200 million transactions daily.

Since its launch in 2020, the central bank’s instant payment platform has become a cornerstone of Brazil’s financial landscape by offering a fast, low-cost alternative to traditional banking.

Pix's growth has been nothing short of remarkable, quickly becoming the preferred payment method in a country where paying in installments is a long-standing habit. With this new feature, Pix is set to gain even more ground, especially in retail transactions.

Looking ahead, Pix will see more updates. By 2026, businesses will be able to use future Pix receivables as collateral for loans, making it easier to access credit. In October 2025, a self-service fraud resolution tool will be launched, allowing users to resolve unauthorized transactions directly, without needing customer support.

Pix continues to evolve, and while it’s hard to predict just how far it will go, one thing is certain: for those who have been following closely, Pix won’t be standing still.

If you want to catch up on the latest in Payments, keep scrolling!

Cheers,

Marcel

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