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Hey Payments Fanatic! In a revealing Spotlight interview between Arthur Bedel 💳 ♻️ and Julián Núñez, Yuno's Co-founder and COO shares critical insights about payment infrastructure development. The discussion reveals that maintaining in-house payment solutions - such as Rappi's 200-person payment team - often diverts substantial resources from

Hey Payments Fanatic! Visa's fraud prevention technology is proving its worth this holiday season, with the payment giant blocking nearly 85% more suspected fraudulent transactions globally during Cyber Monday compared to last year. The surge in fraud attempts was significant, with suspicious activity increasing by 200% worldwide over

Hey Payments Fanatic! Ripple Labs has secured approval from the New York Department of Financial Services (NYDFS) for its RLUSD stablecoin, as announced by CEO Brad Garlinghouse. The stablecoin, pegged 1:1 to the U.S. dollar, will be backed by USD deposits, short-term U.S. Treasury bonds, and other

Hey Payments Fanatic! Klarna's workforce transformation is making headlines as CEO Sebastian Siemiatkowski revealed their headcount has decreased from 4,500 to 3,500 employees over the past year. While the company hasn't completely halted hiring, they're now only backfilling essential roles, primarily in

Hey Payments Fanatic! Buy Now, Pay Later (BNPL) company Affirm has partnered with private credit giant Sixth Street on a $4 billion, three-year loan deal—the largest in Affirm's history. Sixth Street will provide upfront capital for Affirm to issue short-term installment loans, with repayments reinvested to extend

Hey Payments Fanatic! Visa has just announced a major upgrade to Visa Direct - starting April 2025, funds transferred to U.S. bank accounts will be available within 1 minute or less. This enhancement reaches 99% of bank accounts in the US and over 11 billion endpoints globally, spanning cards,

Hey Payments Fanatic! Klarna has expanded its reach to Canada, becoming the first BNPL provider available through Apple Pay in the country. The service allows eligible Canadian users to access Klarna's payment options when checking out with Apple Pay online and in apps, offering four interest-free installments or